Individuals, families, and small business owners at every stage of the financial journey. People who are building, people who are preserving what they've built, and people who are already living on what they've earned. Some clients come to me with savings scattered across multiple accounts that have never been looked at as a single picture. Others come because their situation has gotten more complex, a business sale, an inheritance, a retirement date that's closer than it used to be. I work with all of it.

The Chartered Financial Consultant (ChFC®) designation is issued by The American College of Financial Services and requires the same core financial planning curriculum as the CFP, plus additional coursework in areas like estate planning, behavioral finance, and advanced retirement income strategies. I chose the ChFC® because of the depth it required in retirement and protection planning, which is where most of my client work lives.

Yes, for investment advisory accounts. As a dual registrant, I operate under a fiduciary standard when providing investment advice through managed accounts, meaning I'm required to act in your best interest. For brokerage recommendations, the applicable standard is Regulation Best Interest, which also requires that any recommendation be in your best interest, and is the standard designed for that type of account. I'll always tell you which type of account we're working with and what that means for you.

Advisors at banks and large firms are typically limited to that firm's own products and platforms. As an independent advisor affiliated with LPL Financial, one of the largest independent broker-dealers in the country, I have access to a broad range of investment options and am not incentivized to favor one product family over another. You also work directly with me, not an assistant or a rotating associate.

Reach out through the contact form or send me an email. The first conversation is just a conversation. No paperwork, no commitment, no sales pitch. We'll talk about where you are, where you want to be, and whether it makes sense to work together.